Unsustainable housing policies

However, charities push away from this idea, especially for women over 65 and those fleeing domestic violence.

While for people with a disability, the government has recently recognised this is advantageous.

Following consultations with powerful industry voices the government has made changes, including opening up the disability housing market to private retail investors, rather than having the government and taxpayers buy housing.

The NDIS provides a good model for subsidised rent to community housing providers.

The government should adopt this model to cover other vulnerable groups, such as victims of domestic violence, to ease the housing crisis. It would be a far cheaper and quicker solution than building 30,000 homes over the first five years of the plan.

The Future Housing Fund as a model is seriously flawed.

It is not a reality; it will be a fund activated over the next few years when housing prices are ridiculous.

To understand the flaws, we have to understand how the Future Housing Fund works. Its purpose is to be a fund (like most others) investing in things like the s&p500 to create a long-term fund which can purchase houses on a yearly basis some time in the future if the funds make a profit

Rather than spend time debating the fund and trying to reinvent the wheel, I would urge the government to consider expanding the existing NDIS model.

The NDIS accommodation model itself works really well, because it was designed for the private investor.

It is the 'mum and dad' investors who are in a position to address the crisis, rather than the government or retail investors, if the government was prepared to back them.

Instead of mum and dad investors buying a home for another family or friends to live in, the house could be constructed for social housing purposes.